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Net worth isn’t calculated by a stock portfolio, equity in property, or the balance in your savings account. Your net worth is the sum total of all you’ve given away, not a penny more or a penny less.
If you enjoy something without giving thanks, it’s as if you have stolen it from God. Anything less than gratitude is grand larceny! If I remember right, “we enter His gates with thanksgiving.” Without the attitude of gratitude, we don’t even get in the front door!
God grows us up spiritually in a hundred different ways, but the most effective method may be allowing us to endure situations that demand the character we need to cultivate.